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Preference Actions in Subchapter V: Who Can Be Sued
Section 547 lets a debtor in possession claw back payments made before a Subchapter V filing. This guide explains who can sue, and which defenses protect ordinary, arm's length payments from recovery.

Melissa A. Youngman
4 days ago6 min read


Why Local Matters: Choosing a Central Florida Subchapter V Attorney Over Big Law
For Central Florida small businesses considering Subchapter V, the choice between a large firm and a local boutique comes down to cost, availability, and who knows the MDFL bench.

Melissa A. Youngman
Jul 107 min read


Which MDFL Division Applies: Orlando vs. Tampa vs. Jacksonville
The Middle District of Florida has four bankruptcy divisions: Orlando, Tampa, Jacksonville, and Fort Myers. Where you file determines your judge, local rules, and case logistics.

Melissa A. Youngman
Jul 96 min read


Clermont and South Lake County Small Business Subchapter V
Construction contractors, landscapers, and retailers in Clermont and South Lake County can reorganize under Subchapter V. Here is how the process works for growth-corridor businesses.

Melissa A. Youngman
Jul 86 min read


Oviedo and Winter Springs: Family Business Reorganization
Family businesses in Oviedo and Winter Springs face distinct Subchapter V challenges when succession and financial distress intersect. Learn how § 1191(b) equity retention applies in the MDFL.

Melissa A. Youngman
Jul 75 min read


Kissimmee and Celebration: Tourism Business Subchapter V After the Pandemic Overhang
Tourism businesses along Kissimmee's 192 corridor carry pandemic-era debt on otherwise viable operations. Subchapter V bankruptcy offers a structured path to reorganize that balance sheet.

Melissa A. Youngman
Jul 67 min read


Lake Mary and Heathrow: Subchapter V for Professional Services Firms
Professional services firms along the 417 corridor in Lake Mary and Heathrow face distinct Subchapter V considerations. Here is what consulting, financial, and tech firms need to know before filing.

Melissa A. Youngman
Jul 35 min read


Altamonte Springs & Longwood: Business Reorganization in Seminole County
Subchapter V bankruptcy gives Altamonte Springs and Longwood business owners a faster, lower-cost path to reorganization than traditional Chapter 11. Here is how it works in the MDFL.

Melissa A. Youngman
Jul 26 min read


Winter Park Business Bankruptcy: Local Considerations for Park Avenue Merchants
Park Avenue retailers and Winter Park business owners face a distinctive set of financial pressures: above-market commercial rents, seasonal revenue cycles, and a 90-day Subchapter V plan deadline.

Melissa A. Youngman
Jul 16 min read


Filing Subchapter V in the Middle District of Florida: An Orlando Attorney's Guide
Filing Subchapter V in the Middle District of Florida means navigating local rules, chambers practices, and trustee panel customs that national guides rarely cover. Here is what Central Florida business owners need to know.

Melissa A. Youngman
Jun 97 min read


Exit Financing: Funding Your Business After Plan Confirmation
Chapter 11 exit financing funds your reorganized business at and after confirmation. What Central Florida business owners need to know about exit lenders, SBA options, and lender underwriting.

Melissa A. Youngman
Jun 56 min read


Orlando Small Business Subchapter V: Who Files and Why
Orlando's hospitality, construction, healthcare, and professional services industries drive small business Subchapter V filings in the Middle District of Florida. Here's who qualifies and why.

Melissa A. Youngman
Jun 37 min read


Creditors' Committees: What They Are and How They Affect Your Case
Section 1102 creates an official unsecured creditors' committee in Chapter 11, but most small business cases in the Middle District of Florida proceed without one. Here is what it does and why it matters.

Melissa A. Youngman
May 276 min read


Subchapter V for Real Estate Holding Companies: When the SARE Exclusion Applies and When It Does Not
Subchapter V bankruptcy may be available to Florida real estate holding companies, but only if the single asset real estate exclusion does not apply. This guide covers the eligibility analysis and cash collateral practice for MDFL filers.

Melissa A. Youngman
May 207 min read


Modifying a Subchapter V Plan After Confirmation
Section 1193 gives Subchapter V debtors the right to modify a confirmed plan before substantial consummation. Learn the deadline, the material default trigger, and what to do when a key customer leaves.

Melissa A. Youngman
May 156 min read


Executory Contracts and Leases: Assuming and Rejecting in Subchapter V
Subchapter V debtors must decide which contracts and leases to assume or reject under § 365. This guide covers cure requirements, the § 502(b)(6) landlord cap, and why the 90-day plan deadline makes the contract review a pre-petition task.

Melissa A. Youngman
May 147 min read


Unsecured Creditor Treatment in Subchapter V: What General Unsecured Claims Actually Recover
Subchapter V plans pay general unsecured creditors what the debtor's projected disposable income permits over three to five years. How § 502, the best interests test under § 1129(a)(7), and § 1191(c) cramdown shape recovery.

Melissa A. Youngman
May 137 min read


Personal Guarantees and Subchapter V: Will Your Guaranty Survive?
Personal guarantees outlast a Subchapter V reorganization. This post explains why § 524(e) keeps guarantor liability intact, what the missing co-debtor stay means for owners, and what individual options exist.

Melissa A. Youngman
May 117 min read


Subchapter V Discharge: What Debts Survive Confirmation?
Subchapter V discharge timing and scope depend on whether your plan is consensual or nonconsensual. This guide covers § 1192, nondischargeable debts, and what Central Florida business owners need to know.

Melissa A. Youngman
May 87 min read


The Absolute Priority Rule and Subchapter V: Why Owners Can Keep Equity
The absolute priority rule blocked owners from keeping equity in traditional Chapter 11. Subchapter V displaces it under § 1191(b), allowing equity retention while paying projected disposable income to creditors over three to five years.

Melissa A. Youngman
May 76 min read
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