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By Winter Park Estate Plans & ReOrgs Admin Florida Chapter 11 & Subchapter V Business Reorganization Attorney Franchise ownership offers built-in brand recognition, systems, and support. But it also comes with rigid obligations. Royalties, advertising fees, lease requirements, and vendor contracts do not disappear when revenues decline. For many franchise owners in Central Florida, economic shifts, rising costs, and lender pressure have made it increasingly difficult to stay

By Winter Park Estate Plans & ReOrgs Admin Florida Chapter 11 & Subchapter V Business Reorganization Attorney Florida realestate investors operate in a high reward, high risk environment. Rising interest rates, insurance costs, aggressive lenders, and tightening credit markets have made even well capitalized portfolios vulnerable to sudden distress. When pressure escalates, many investors assume bankruptcy means losing properties. In reality, Chapter 11 is often used by sophi

By Winter Park Estate Plans & ReOrgs Admin Florida Chapter 11 & Subchapter V Business Reorganization Attorney For many business owners, the first instinct when financial pressure builds is to try to work things out directly with creditors . That instinct makes sense. Negotiating before filing bankruptcy can sometimes reduce debt, buy time, or avoid court intervention, altogether. But creditor negotiations are not always productive, and in some cases, they can actually make a

Chapter 11 is often misunderstood. In truth, it is a flexible restructuring framework that allows owners to choose the path that maximizes value. Broadly, Chapter 11 provides two strategic options: Reorganize and continue operating, or sell the business or assets through bankruptcy, under a Section 363 sale or through confirmation. The right choice depends on cash flow, market conditions, debt structure, and the owner’s long-term goals.